Life Insurance For Over 50s
- what is the Over 50s Life Cover Plan?
- whole of life insurance
- guaranteed acceptance with no medical
- tax free payout
- low cost cover
- competitive over 50s life insurance cover
- cashback or a welcome gift – you choose
- apply online and get 5% off your premiums
- instant cover
What Is The Over 50s Life Cover Plan?
Life insurance for over 50s. It is for UK residents aged between 50 and 80, with low cost premiums that are guaranteed never to rise. This whole of life insurance plan pays out on death and has no cash in value at any time.
Whole Of Life Insurance
Whole of life insurance means that your cover lasts for as long as you pay the premiums. If you stop paying premiums, your whole of life insurance plan will stop and your life cover will cease.
Guaranteed Acceptance With No Medical
Our life insurance for over 50s guarantees acceptance with no medical.
Get your over 50s life insurance quote here >>
Tax Free Payout
On death our life insurance for over 50s guarantees to pay out a tax-free cash lump sum to your loved ones. The amount of the lump sum depends on the premium you choose and other factors. The lump sum normally counts as part of your estate and may be subject to inheritance tax. Over time, inflation would reduce the buying power of the amount payable on your death.
In years one and two cover is restricted to 150% of premiums paid up to the date of death, or if death occurs within the first two years solely as result of an accident we would pay out 3 times the sum assured to a maximum of £32,000. If you die after the first two years we will pay out the sum assured.
Like other whole of life insurance plans of this type, depending on how long your policy is in force, you may pay more in premiums than the plan would pay out on death.
Low Cost Cover
Cover costs from as little as £8 a month! The cost of cover depends on the level of cover you choose and your personal circumstances.
Competitive Over 50s Life Insurance Cover
This whole of life insurance plan is extremely competitive. Take a look at how much over 50s life insurance cover we could offer you compared to some of our competitors and get your over 50s life insurance quote here >>
Cashback Or A Welcome Gift – You Choose
Our over 50s life insurance gives you a choice of different plan options. Choose from a plan that offers you cashback or one which gives you a welcome gift.
Apply Online And Get 5% Off Your Premiums!
apply for over 50s life insurance here >>
Applying for our over 50s life insurance is easy. Apply securely online> or by telephone and you could be covered instantly!