Term Life Insurance
low cost Term Life Insurance
- what is engage Term Life Insurance?
- guaranteed premiums from just £5
- up to £300,000 of Term Life Insurance cover
- single or joint life
- terminal illness benefit included
- risk factors
- £10 Marks and Spencer vouchers
- your Term Life Insurance quote
what is engage Term Life Insurance?
engage Term Life Insurance aims to help your family financially if you were to die suddenly by providing a tax free lump sum in the event of your death. At the start of the policy, the following are agreed and will not change throughout the term of the policy:
- sum assured
- term (length) of the policy
- monthly premiums
The plan pays out on death or terminal illness during the term. At the end of the term the plan finishes and your life cover ceases.
Please remember that this is not an investment plan and has no cash-in value at anytime.
In order to apply for an engage Term Life Insurance policy you must be aged 18-60 and a UK resident at time of application. Once the policy starts the sum assured, premium and term length will not change.
To get a Term Life Insurance quote call our customer service team on 0800 169 4321†. Lines are open Monday to Friday 8am - 8pm and Saturday 9am - 4pm.
guaranteed premiums from just £5
Our Term Life Insurance premiums start from just £5 per month and are guaranteed never to rise. Your premium will depend on the level of cover chosen and other factors.
up to £300,000 of Term Life Insurance cover
See how much cover you could get by getting a Term Life Insurance quote on 0800
169 4321† Lines are open Monday to Friday 8am - 8pm and Saturday
9am - 4pm.
The level of cover you receive will depend on age, gender and other factors.
single or joint life
A Term Life Insurance policy from engage can be written either as a single life or with your partner as a joint life first death policy.
terminal illness benefit included
engage Term Life Insurance includes terminal illness cover at no extra cost.
This means that if you were diagnosed with a terminal illness before the last 12 months of the policy term, you can choose to receive a lump sum payment of 50% of the sum assured. For more information on the terminal illness benefit please read the Life Insurance key features.
risk factors
It is essential that the answers you give to the questions on your application are accurate. If you fail to mention something, such as a pre-existing medical condition, we may not pay out if a claim were to be made.
If you stop paying your Term Life Insurance premiums, the life cover will cease.
£10 Marks and Spencer vouchers
Free when you take out a Term Life Insurance policy with us.
your Term Life Insurance quote
To get a free Term Life Insurance quote call our customer service team on 0800 169 4321† Lines are open Monday to Friday 8am - 8pm and Saturday 9am - 4pm.
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engage Mutual Assurance is a trading name of Homeowners Friendly Society Limited and its wholly owned subsidiary engage Mutual Funds Limited. Both are authorised and regulated by the Financial Services Authority.