junior easy save

fund details: tax-exempt savings and investments with junior easy save

When you contribute to a junior easy save tax-exempt savings plan, the money is invested in the Engage Mutual With Profits Sub Fund. The Engage Mutual With Profits Sub Fund aims to provide smoothed investment returns over the long term and invests in collective investment schemes. These schemes are managed by external fund managers and may hold a range of the following:

• shares

• fixed interest securities

• commodities

• property

• currency

• cash

• other structured investments.

The With Profits Sub Fund may also invest directly in fixed interest securities.

To view the asset mix of the With Profits Fund please click here.

Every year we declare bonuses based on the performance of the fund so far and how we think it will perform in the future. These bonuses are added to your plan.

Remember - future bonuses depend on investment performance and neither of these can be guaranteed. Your child may get back less than has been paid in if all premiums have not been paid and/or the plan is cashed in outside of the 28 day guarantee period which follows the end of the premium term.