health cash plan

choosing your health cash plan cover

Choosing the level of health cash plan cover that suits you is really easy. The table below shows you how much cover each of our plan options provides – just choose the one that suits you best.

If you have children, they’re covered for dental and optical treatments by your plan at no extra cost. The benefit amounts for dependent children are shared between all eligible children.

type of health treatment or cover	cash back amount	everyday £10 a month (£120 a year)	deluxe £14 a month (£168 a year)	superior £18 a month (£216 a year)
optical cover*	100% per year	up to £100	up to £150	up to £200
dental cover*	100% per year	up to £100	up to £150	up to £200
complementary therapies*	100% per year	up to £250	up to £375	up to £500
life cover*	n/a	£1,000	£1,500	£2,000
personal accident cover (worldwide)	n/a	up to £10,000	up to £15,000	up to £20,000
accidental death (worldwide)	lump sum	£10,000	£15,000	£20,000

* All benefits are available for treatments incurred anywhere within the European Community when travelling for business/pleasure purposes up to 28 days.

You don't need to purchase a seperate plan for your children. They have their own limited dental and optical entitlement.

The benefit amounts for dependent children are shared between all eligible children.

child cover	cash back amount	cash back for dependent children
optical cover	100% per year	up to £50
dental cover	100% per year	up to £50

For full details of the benefit periods and what is andwhat isn't covered, download the Benefit Rules document.

news and views

video

explaining mutuality without the confusion!

articles

Do you and your family exercise together?

Yes – at least 1 hour a week
No - never
Occasionally

Engage Mutual Assurance is a trading style of Homeowners Friendly Society Limited (HFSL) and its wholly owned subsidiaries. HFSL is authorised and regulated by the Financial Services Authority (FSA).

Engage Mutual health cash plan is provided by Engage Mutual Insurance Limited (EMIL) of Montagu Pavilion, 8 – 10 Queensway, Gibraltar. EMIL is authorised to conduct general insurance business by the Financial Services Commission Gibraltar (FSCG) and regulated by the Financial Services Authority for the conduct of UK business.

This website is intended for use by UK residents only and does not constitute advice. If in doubt as to the suitability of a product you should seek independent advice. Products are provided by HFSL except where otherwise stated.

† Please note all calls may be recorded for security and training purposes.