important legal info

regulatory information

Homeowners Friendly Society Limited (HFSL) - Registered and Incorporated under the Friendly Societies Act 1992, Registered number 964F. HFSL is authorised and regulated by the Financial Services Authority (FSA), FSA Register number 110072. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

engage Mutual Funds Limited (eMFL) - Registered number 3224780 is a wholly owned subsidiary of HFSL. eMFL is authorised and regulated by the Financial Services Authority (FSA), FSA Register number is 181487. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

engage Mutual Insurance Limited (eMIL) - Registered in Gibraltar Number 100605 is a wholly owned subsidiary of HFSL. eMIL is authorised to conduct general insurance business by the Gibraltar Financial Services Commission (GFSC) and is regulated by the Financial Services Authority for the conduct of UK business. eMIL's FSA Register number is 485680. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

engage Mutual Services Limited (eMSL) - Registered number 3088162 is a non-regulated wholly owned subsidiary of HFSL. eMSL is an appointed representative of eMIL.

engage Mutual Assurance is a trading name of HFSL, eMFL, eMIL, eMAL and eMSL.

The following are non-regulated wholly owned subsidiaries of HFSL.

engage Mutual Administration Limited (eMAL) - Registered number 4301736

engage Mutual Services Limited (eMSL) - Registered number 3088162

product legal information

who offers what?

Homeowners Friendly Society Limited (HFSL)

Junior Easy Save, Easy Save, Over 50s Life Cover Plan, Protected Investment Bond.

engage Mutual Funds Limited (eMFL)

Child Trust Fund, OEIC.

engage Mutual Services Limited (eMSL)

engage Mutual Services Limited will introduce customers to Grace Consulting, a trading style of Cain & Paton Limited, who are not authorised or regulated by the Financial Services Authority. Grace Consulting offer a range of advice and information for those people seeking assistance and advice on care options within the United Kingdom.

engage Mutual Services Limited will introduce customers to The Co-operative Funeralcare. The Co-operative Funeralcare will arrange and provide funeral services. The Co-operative Funeralcare is not authorised or regulated by the Financial Services Authority but is a registered provider with the Funeral Planning Authority.

engage Mutual Insurance Limited (eMIL)

Health Cash Plan

important note

The products featured on this site are available to UK residents only. No advice on investments has been given. If you are in doubt as to the suitability of a product you should seek independent advice.

additional member protection

HFSL, eMFL & eMIL are members of the Financial Services Compensation Scheme. This is designed to protect you as a policyholder or investor if we can't meet our obligations to you. You can request information on the scheme by calling 0800 169 4321†.

complaints

For a copy of our complaint handling procedure or in the unlikely event that you wish to complain please call 0800 169 4321†.

If your complaint is not dealt with to your satisfaction you can complain to the Financial Ombudsman Service. Making a complaint will not prejudice your right to take legal proceedings.

call handling

Please note all calls may be recorded for security and training purposes.