over 50s plan options terms and conditions

welcome gift terms & conditions

Your gift(s) will normally be sent to you within 28 days of our receiving the first premium however we reserve the right to delay sending the gift(s) until we have received premiums at least equal to the value of the gift(s) or to replace the gift(s) with another of equal value and quality if necessary.

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cashback terms & conditions

Three months premiums will be returned to you after we have received 6 premiums from your nominated bank account. In the event of your death, if 6 months premiums have been paid but cash back not issued, then any cash back due will be paid to your estate.

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