what is the engage Health Cash Plan?
It is a straightforward everyday Health Cash Plan. By paying a regular premium,
you can enjoy money back on dental, optical and other healthcare treatments.
how the engage Health Cash Plan works
The engage Health Cash Plan is simple. When you start a Plan, you
can choose from two levels of benefits – Gold or Platinum
– so you can choose the plan which you feel best suits your needs. Then you simply
pay a monthly premium and receive money back on everyday healthcare bills when they
arise.
The amount you can claim for your healthcare depends on the premium you choose:
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Adult
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Gold
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£10.50 per month
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Platinum
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£19 per month
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For full details of the benefit period and exclusions of the cover provided, please
see our Benefit Rules
guaranteed acceptance with no medical
If you're a UK resident aged 17 - 65 you're guaranteed to be accepted without a
medical, and you won't even have to answer any intrusive health questions. You won't
be covered for pre-existing conditions - with the exception of dental or optical
benefits.
Professional sports, hazardous pursuits and self inflicted injury are not covered
by the plan.
what treatments are covered?
The engage Health Cash Plan provides money back on the cost of
a variety of everyday health treatments and more besides. Perhaps the most important
of these are dental and optical costs. These could include everything from a check
up or treatment at the dentists to spectacles or contact lenses.
The engage Health Cash Plan also provides money back for a host
of other treatments and eventualities. These include:
- Cash for each night you spend in hospital as an in-patient, up to a total of 20
nights per year.
- Cover for physiotherapy, osteopathy and other treatments – 100% of receipt value
for these treatments. Up to a maximum of 8 visits within a year.
PLUS cash help in the event of:
- Hospital Day Surgery
- Health Screening
- Personal Accident
- Maternity / Paternity / Adoption
- Emergency European accident and illness
£10 Love to Shop voucher when you start a plan*
Do you Love to Shop? Start a Health Cash Plan from engage now,
and you can treat yourself to something nice on us. We'll send you a £10 Love to
Shop voucher as a welcome gift. You can spend it at any one of dozens of leading
high street stores, including Principles, HMV, Focus, Halfords, Comet, BHS and others.
*Terms & Conditions apply
differences between this plan and private medical cover
- Private Medical Insurance (PMI) is designed to give you a greater
choice when and where you have your treatment. It pays out on the costs associated
with a hospital stay, various medical treatments and procedures as well as therapies.
- A Health Cash Plan on the other hand, provides cash back on treatments
– including dental and optical costs – regardless of whether they're provided privately
or by the NHS. They aren't intended to fund the full cost of treatment, just to
help you out with everyday healthcare bills.
The two types of cover can easily complement each other – they're not the same thing
at all!