Equity ISA

two investment fund options

 

Our Equity ISA gives you a choice of two stock market based funds to invest your tax efficient savings: the engage Investment Growth Fund and the engage High Income Fund.

The choice is yours...

engage Investment Growth Fund

This fund aims to match the performance of the FTSE® 100 Index and grow your savings over the medium to long term (e.g. at least 5 years). It invests in shares of companies listed on the FTSE® 100 Index in the UK.

engage High Income Fund

This fund pays you a regular income and it invests in gilts, corporate bonds and similar types of securities listed on the UK or EU stock markets. This means that the fund is lower risk than the growth fund, however it also means that the potential for growth will tend to be lower.

The engage High Income Fund also gives you the option to re-invest the income back into your ISA which will provide a higher return than if the income is taken.



You can choose to invest in one or both of the funds and switch between funds for greater flexibility.

Both funds have the potential to out perform bank or building society deposit accounts. However, you should bear in mind that in a bank or building society deposit account your savings are easily accessible and secure. In contrast the value of a stock market based investment can drop below the amount paid in. If you were to cash in at such a time, you would get back less than has been invested. You regard them as a medium to long term investment.

Click here to view past performance information (pdf 35KB)

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