Engage Mutual (ELL) with profits reports

Learn more about the Engage Mutual (ELL) With Profits Fund for plans previously managed by Ecclesiastical Life Limited, including how it works, how we invest it and the principles and practices we follow.

consumer friendly PPFM: Engage Mutual (ELL) with profits fund [pdf / 179KB] Your guide to how we manage our Engage Mutual (ELL) with profits fund.

principles and practices of financial management (PPFM) - Nov 2011 [pdf / 269KB] Sets out the Principles and Practices of Financial Management that we apply in managing the Engage Mutual (ELL) with profits business. It plays an important role in the governance of with profits business and ensuring that with profits policyholders are treated fairly.

PPFM 2010 [pdf / 135KB] PPFM compliance Report to with-profits Policyholders for 2010

Scheme Document (2003) [pdf / 2.42MB] Details the transfer of the long term business of Ecclesiastical Insurance Office plc to Ecclesiastical Life Limited (Allchurches Life Limited) on 31 July 2003

Engage Mutual Assurance is a trading style of Homeowners Friendly Society Limited (HFSL) and its wholly owned subsidiaries. HFSL is authorised and regulated by the Financial Services Authority (FSA).

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