engage Child Trust Fund

What is a Child Trust Fund (CTF)?

The engage CTF is the Child Trust Fund offered by engage Mutual Funds Ltd.

If your Child’s CTF has been allocated to engage by the Government then we will write to inform you.

The engage Child Trust Fund is a Stakeholder account that allows your child’s savings to share in the growth potential of stock market-based investment.

The main features of the engage CTF Stakeholder account are:

Low charges

One simple low annual management charge and no hidden costs the fee to manage and look after your child’s account is 1.5% per year and as it is guaranteed for the life of the account it will never change.

Affordable saving

Many Child Trust Fund accounts let you pay in from a minimum of £10 however the engage Child Trust Fund accepts payments from as little as £5 and has a number of different convenient paying in methods. Click here for more details.

Stock market growth potential

The engage Child Trust Fund invests in shares over a spread of different companies, this helps reduce the risk but also provides the opportunity for stock market growth potential. Most experts agree that if investing for the long term the stock market is a good place to put money. As with most stock market investments the value of the Child Trust Fund can fall as well as rise and your child could get back less has been paid in.

Lifestyling

This is an option that helps to manage the risk of the investment – if you choose this option, when your child turns 13 the money invested for them will be moved gradually from our medium to high risk fund to our medium to low risk fund. By the time your child turns 17 the money will be completely switched over. Click here for more details on lifestyling and fund information.

Boots Vouchers

Receive up to £25 Boots vouchers* when you set up a regular Direct Debit online* terms and conditions apply.