Child Trust Fund Features & Benefits

Features & Benefits

The engage Child Trust Fund (CTF) is a Stakeholder account that allows your child’s savings to share in the growth potential of a stock market-based investment. However, please bear in mind that the fact that a Child Trust Fund (CTF) is Stakeholder does not mean that the investment is suitable or that its performance is guaranteed.

The main features of the engage Stakeholder Child Trust Fund account are:

• no hidden charge – one simple low annual management charge of 1.5% and this is guaranteed for the life of the account.
• affordable saving – many Child Trust Fund accounts set the minimum at £10 however the engage Child Trust Fund accepts payments from as little as £5 and has a number of different convenient saving methods. Click here for more details
• Growth potential of a stock market based investment – the engage Child Trust Fund (CTF) invests in shares over a spread of different companies, this helps reduce the risk but also provides the opportunity for stock market growth potential. Most experts agree that if investing for the long term the stock market is a good place to put money. As with most stock market investments the value of the Child Trust Fund (CTF) can fall as well as rise and your child could get back less than has been paid in.
• lifestyling – this is an option that helps to manage the risk of the investment – if you choose this option, when your child turns 13 the money invested for them will be moved gradually from our medium to high risk fund to our medium to low risk fund. By the time your child turns 17 the money will be completely switched over. Click here for more details on lifestyling and fund information
• Boots Vouchers – receive up to £25 Boots vouchers* when you set up a regular Direct Debit online * terms and conditions apply.

• CTF Home Page
• Welcome
• About CTFs
• Features & benefits
• Where we invest
• Payment options
• CTF Calculator
• Transfer to engage
• Frequent Questions
• Useful Documents

why choose engage?

engage is one of the UK's leading Child Trust Fund providers and has a dedicated UK based customer service team. engage Mutual Assurance is a trading style of engage Mutual Funds Limited (eMFL), the provider of the Child Trust Fund (CTF) and:

• have experience of managing over 100,000 Child Trust Fund accounts
• have been a Child Trust Fund provider since the launch of Child Trust Funds on 6th April 2005.
• provide the Child Trust Funds for Alliance & Leicester, Yorkshire Building Society and many other leading names.
• offer a competitive Child Trust Fund product featuring a low annual charge and no hidden costs - annual management charge is just 1.5% guaranteed for the life of the account
• give you up to £25 in gift vouchers when you set up a Direct Debit * terms and conditions apply
• aim to make applying as simple and stress free as possible.