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Neither an audit nor a review provides assurance on the maintenance and integrity of the website, including controls used to achieve this, and in particular whether any changes may have occurred to the financial information since first published. These matters are the responsibility of the Committee of Management but no control procedures can provide absolute assurance in this area.
download Report & Accounts - 2002 (pdf: 955kb)
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engage Mutual Assurance is a trading name of Homeowners Friendly Society Limited ("HFSL") and its wholly owned subsidiary companies engage Mutual Funds Limited ("eMFL"), engage Mutual Services Limited ("eMSL"), engage Mutual Insurance Limited ("eMIL") and engage Mutual Administration Limited ("eMAL"). HFSL and eMFL are authorised and regulated by the Financial Services Authority. eMIL is authorised to conduct general insurance business by the Gibraltar Financial Services Commission (GFSC) and regulated by the Financial Services Authority for the conduct of UK business.